SASA SIMU KUTUMIKA KUTOA PESA ATM BADALA YA KADI YA BENKI

Wintrust Financial is rolling out 190 "cardless cash" ATMs that will give consumers the option of withdrawing cash using only their smartphones.

Here's how cardless cash machines work at Wintrust:

1. Consumers can use their Wintrust mobile app to preset how much money they want to withdraw from the ATM on future visits. 
2. Once they arrive at the ATM, they sign into the mobile banking app on their phone with their four-digit password. 
3. On the phone, they select the cardless cash option, which then opens the smartphone's camera. 
4. On the ATM screen, the customer touches the "cardless cash" button, which creates a QR code. 
5. Customers hold their smartphones over the QR code on the ATM screen, tap submit, and the ATM dispenses their cash. The receipt heads straight to the phone.

Kitomari's  blog: BANKS USE SMARTPHONES TO ELIMINATE ATM CARDS